Your wealth is an amanah

Yes. The free tier is genuinely free forever — not a trial. You can manually track transactions, use 5 budget categories, calculate your zakat, and set up one savings goal without ever paying. We make money from the Pro and Family tiers, which add bank sync, AI categorization, and family sharing.

Absolutely. Your data is encrypted at rest and in transit using AES-256 and TLS 1.3. Bank connections go through Plaid, which is used by thousands of financial apps and never shares your bank login credentials with us. We will never sell your data to anyone, period.

When transactions sync from your bank, our AI analyzes the merchant name and category to determine if the business is likely halal-compliant. It flags transactions for your review — you always have the final say. We never make definitive religious rulings; the flagging is a helpful tool, not a fatwa.

You can choose your preferred school of jurisprudence — Hanafi, Shafi'i, Maliki, or Hanbali. The calculator adjusts the nisab threshold and zakatable asset rules accordingly. We use the gold standard by default and allow you to switch to silver.

With the Pro or Family plan, you can invite your spouse to your household. You'll share a household budget view while each person maintains individual spending visibility. You control exactly what's shared.

The app works globally for manual entry, budgeting, zakat calculation, and savings goals. Bank sync via Plaid is currently available in the US, Canada, and the UK. You can set your preferred currency in settings.

No. Amanah Budget is a tracking and planning tool — it does not hold your money, invest on your behalf, or charge interest. We charge a straightforward subscription fee for premium features, with no hidden financial instruments.