Built for your deen and your dunya

Everything your family needs

Not just another budgeting app — built from the ground up for Muslim families who care about where their money goes.

Core Feature

Halal-aware categories

32 Islamic-aware categories pre-loaded. AI flags questionable transactions for your review — you always have the final say.

Halal Groceries

Mosque Donations

Islamic School

Sadaqah

Islamic Charity

Review needed

Islamic Finance

Zakat calculator

Track all zakatable assets. Auto-calculate your obligation. Supports all four madhabs.

Cash & savings$12,400

Gold & silver$3,200

Investments$8,900

Nisab threshold$5,800

Your zakat due$611

Seasonal

Ramadan & Eid planner

Dedicated savings goals for Ramadan hosting, Eid gifts, and Zakat al-Fitr. Plan ahead so generosity never strains your budget.

Pro

Bank sync via Plaid

Securely connect accounts. Transactions import automatically and get categorized by our halal-aware AI engine.

Pro + Family

Family sharing

Invite your spouse. Share household budgets while maintaining individual spending visibility. Built for families that manage money together.

Goals

Purpose-built savings goals

Dedicated goal types for Hajj, Umrah, emergency fund, and children's education. Set auto-allocations and watch your progress grow.

Hajj Fund67%

Emergency Fund45%

Eid Gifts88%

Pro

Goal intelligence

Know exactly how healthy each goal is — and what to do next. Pro surfaces insights you won't find in any other budgeting app.

Healthy

Hajj 2028 goal

Score breakdown

Progress24/30

Pace22/30

Timeline20/20

Portfolio fit14/20

Increase monthly contributions by $85 to stay on track for Hajj 2028.

Pro

Halal investing guidance

Shariah-screened ETFs, sukuk, and REITs matched to your goal timeline. Educational profiles from Cash Preservation to Aggressive Growth — all halal.

SPUS HLAL AMAL SPRE Sukuk REIT

Projection scenarios

$18k

Save
only

$22k

4%
return

$27k

7%
base

$33k

10%
growth

Hypothetical scenarios — educational only. Past performance does not guarantee future results.

Pro

Inflation-aware goals

See what your goal will actually cost in today's dollars vs. future purchasing power. Know the real monthly savings needed to stay ahead.

Today's target

$10,000

Future cost

$11,593

+$13/mo to stay inflation-adjusted over 5 years at 3% annual inflation.

Get started in minutes

How it works

From signup to your first budget — it takes less time than making a cup of chai.

Create your account

Complete your profile

Walk through a quick setup: add your income sources and pay frequency, enable the spending categories that fit your life (Islamic Finance and Charitable are prioritised first), then select your financial goals — Hajj, Emergency Fund, Umrah, Education, and more. Takes under 3 minutes.

Track spending & build goals

Add transactions manually or connect your bank for automatic imports — our AI categorizes and flags halal status. Simultaneously, your savings goals (Hajj, emergency fund, Ramadan, Eid) start tracking progress with every paycheck.

Calculate your zakat

Enter your assets — cash, gold, investments, crypto. Choose your madhab. Get your exact obligation calculated against the current nisab in under two minutes.

Build your amanah

Review monthly insights, adjust your budget, and watch your family's financial health grow — aligned with your values and blessed with barakah.

Islamic Finance

The zakat calculator
built by Muslims, for Muslims

Choose your school of jurisprudence and get a precise calculation — not an estimate.

Hanafi

Shafi'i

Maliki

Hanbali

Real-time nisab

Nisab threshold updates with live gold & silver prices so your calculation is always current.

All asset types

Cash, gold, silver, investments, crypto, business inventory, and receivables all accounted for.

Hawl tracking

Track the lunar year cycle for each asset. Get notified when your hawl completes.

Export & report

Download a clean PDF of your zakat calculation to share with family or your local scholar.

Zakat Calculator

Calculate Your Zakat
With Confidence

The most complete zakat calculator built for Muslim families — live metal prices, hawl tracking, jewelry exemptions, and multi-madhab support all in one place.

Live gold & silver prices

XAU/XAG spot prices update daily so your nisab threshold and metal valuations are always current — no manual lookup needed.

Multiple entries at different purities

Add gold at 14K, 18K, 21K, 22K, or 24K and silver at 900, 925, or 999 — each entry calculated separately at the correct spot price.

Jewelry vs. investment metals

Personal jewelry worn regularly is exempt from zakat under the Hanafi madhab. The calculator applies this ruling automatically based on your school — no guesswork required.

Hawl tracking per asset

Set a hawl start date on each asset. Assets that haven't completed their lunar year are automatically excluded from your zakatable total.

Deduct liabilities

Credit card balances, personal loans, and short-term debts reduce your net zakatable total. Only debts due within the year are counted — per scholarly consensus.

Record payments & export PDF

Log payments to multiple recipients, keep a full payment history, and export a clean Zakat Report PDF to share with family or your local scholar.

Get Early Access

Halal Investing

Invest Your Wealth
the Halal Way

Browse a curated library of Shariah-screened ETFs, funds, and sukuk — all verified against AAOIFI standards, right inside your budget app.

AAOIFI-compliant screening

Every fund and ETF in the library is verified against Accounting and Auditing Organisation for Islamic Financial Institutions standards — the gold standard in Islamic finance.

Filter by asset class

Browse equities, sukuk, real estate, and commodities. Find the right mix for your risk appetite without compromising on your values.

Linked to your savings goals

Connect investments to your Hajj fund, emergency savings, or any goal. See how your halal wealth is growing alongside your everyday budget.

Built into your budget

No separate app to juggle. Your investments, spending, zakat, and goals all live in one place — giving you a complete picture of your financial health.

Get Early Access

Amanah Budget Blog

Guides for Muslim family finance

View all articles

Practical reads on zakat, halal budgeting, Hajj savings, and more — written for North American families.

what is halal restaurant spending

Halal Restaurant Spending: Costs, Trends, and Budgeting

Halal Restaurant Spending: Costs, Trends, and Budgeting ! Decorative title card illustration for halal restaurant article > TL;DR: > > - Halal restaurant spending includes all costs at establishments meeting Islamic

June 26, 2026 · 11 min read Read

automate halal savings transfers

How to Automate Halal Savings Transfers in 2026

How to Automate Halal Savings Transfers in 2026 ! Decorative vector illustration framing title text > TL;DR: > > - Automated halal savings transfers involve scheduled, recurring deposits into Shariah-compliant accoun

June 25, 2026 · 10 min read Read

what is spousal financial transparency

Spousal Financial Transparency: What Couples Must Know

Spousal Financial Transparency: What Couples Must Know ! Decorative financial transparency title card illustration > TL;DR: > > - Spousal financial transparency involves openly sharing all relevant financial details

June 24, 2026 · 9 min read Read

tutlub.com alternatives

Top 5 Tutlub.com Alternatives for Budgeting 2026

Top 5 Tutlub. com Alternatives for Budgeting 2026 !

June 24, 2026 · 16 min read Read

Limited Program

Join the Early Adopter Program

Be among the first Muslim families to experience Amanah Budget — and get rewarded for helping us build the app our community deserves.

2 Months Free Pro

Full access to Amanah Pro — bank sync, AI categorization, family sharing, unlimited categories, and export — completely free for 2 months after launch.

Early Access

Get access to the platform before public launch. Be the first to connect your accounts, set up your halal budget, and calculate your zakat in the app.

Shape the Product

Direct access to our team for feedback and feature requests. Your input will directly influence what we build. Help us create the app you actually want to use.

Founding Member Badge

Permanent "Founding Member" status in the app, visible on your profile. Plus priority support for life — you helped build this, and we won't forget it.

Family Included

Your 2-month free Pro access includes family sharing for up to 2 members. Budget together with your spouse from day one — no upgrade needed.

Locked-In Pricing

After your 2 free months, lock in the early adopter rate of $6.39/mo (vs $7.99 standard) for as long as you stay subscribed. Our thank-you for believing early.

Join the first 500 families

No credit card required. Reserve your spot in under 60 seconds.

Reserve My Early Adopter Spot

Limited to the first 500 families · No credit card required

Simple, honest pricing

Start free. Upgrade when ready.

No ads. No hidden fees. No selling your data. Just a tool that respects your family and your values.

Free

Forever free

✓ Manual transaction entry
✓ 5 budget categories
✓ Zakat calculator
✓ 1 savings goal
✓ Single user

Join Early Adopters

Frequently asked questions

Everything you need to know before getting started.

Is Amanah Budget really free?

Yes. The free tier is genuinely free forever — not a trial. You can manually track transactions, use 5 budget categories, calculate your zakat, and set up one savings goal without ever paying. We make money from Pro and Family subscriptions, not from selling your data or running ads.

Is my financial data secure?

Absolutely. Your data is encrypted at rest and in transit using AES-256 and TLS 1.3. Bank connections go through Plaid, which is used by thousands of financial apps and never shares your bank login credentials. We will never sell your data — this is a core principle, not a fine-print detail.

How does the halal transaction flagging work?

When transactions sync from your bank, our AI analyzes the merchant name and category to determine if the business is likely halal-compliant. It flags transactions for your review — you always have the final say. We never make definitive religious rulings; we're a tool to assist your own judgment.

Which madhab does the zakat calculator follow?

You can choose your preferred school of jurisprudence — Hanafi, Shafi'i, Maliki, or Hanbali. The calculator adjusts the nisab threshold and zakatable asset rules accordingly. We use the gold standard for nisab by default (following the majority scholarly opinion for contemporary Muslims).

Can my spouse see my spending?

With the Pro or Family plan, you can invite your spouse to your household. You'll share a household budget view while each person maintains individual spending visibility. You control exactly what's shared — privacy is a design principle, not an afterthought.

Does this work outside the United States?

The app works globally for manual entry, budgeting, zakat calculation, and savings goals. Bank sync via Plaid is currently available in the US, Canada, and the UK. You can set your preferred currency for display throughout the app.

Is there an interest (riba) component to this app?

No. Amanah Budget is a tracking and planning tool — it does not hold your money, invest on your behalf, or charge interest. We charge a straightforward subscription fee for premium features, with no hidden costs, no lending, and no investment component of any kind.

Get in touch

We'd love to hear from you

Questions, feedback, or just want to say salaam — reach out anytime. We're a small team that cares deeply about building the right product for our community. Every message gets read.

hello@amanahfund.com @AmanahBudget on Instagram @AmanahBudget on Facebook

Terms of Service

Effective date: April 2026 · Last updated: April 2026

Agreement to terms

By creating an account or using Amanah Budget ("the Service"), you agree to these Terms of Service. These terms constitute a binding agreement between you and Amanah Fund, LLC ("the Company").

Description of service

Amanah Budget is a personal financial management application that allows you to track income and expenses, create budgets, set savings goals, calculate zakat obligations, and optionally connect bank accounts for automated transaction import.

Account registration

You must provide accurate information when creating an account. You are responsible for maintaining account security. You must be at least 18 years old to use the Service.

Free and paid tiers

The free tier provides core functionality at no cost and is not time-limited. Paid subscriptions (Pro and Family) are billed through the Apple App Store or Google Play Store. You can cancel at any time. We reserve the right to change pricing with 30 days' notice.

Financial disclaimer

Amanah Budget is a tracking and planning tool. It does not provide financial advice, investment advice, tax advice, or religious rulings (fatwa). The zakat calculator and halal transaction flagging are informational tools. Consult qualified advisors and Islamic scholars for specific guidance.

Intellectual property

The Amanah Budget name, logo, design, and application code are the intellectual property of Amanah Fund, LLC. You retain ownership of all financial data you enter.

Limitation of liability

The Service is provided "as is" without warranties. Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

Governing law

These terms are governed by the laws of the State of Michigan, United States. Any disputes shall be resolved in the courts of Washtenaw County, Michigan.

Contact

For questions about these terms: legal@amanahfund.com

Your wealth is an amanah.Manage it like one.